Tuktuk Insurance Products in Kenya
Tuk tuks are the heartbeat of many Kenyan towns from Mombasa to Nakuru, Kisumu to Nairobi. Whether you operate commercial delivery tuk tuks or a PSV/3-wheel taxi, you need the right insurance to stay safe, compliant, and profitable.
Imana Insurance Agency Kenya makes it simple: compare quotes, choose your cover, buy online, and get your certificate fast.
1️. Comprehensive Tuk Tuk Insurance – Full Protection That Covers More
The ultimate cover for peace of mind on every ride.
What Comprehensive Covers
Damage to your tuk tuk (accidents, overturning, collision)
Damage to third-party vehicles/property
Third-party injuries or death
Optional add-ons: Excess protector, PVT, Road rescue, Personal Accident
Who It’s For
- PSV Tuk Tuks (town service, estate service)
- Commercial delivery tuk tuks
- Fleet operators
Benefits
Protects both your tuk tuk and other people
Reduced financial losses after accidents
Easy claims support through Imana
Certificate issued online with zero stress
2️. Third-Party Only (TPO) Tuk Tuk Insurance – Legal, Simple, Affordable
For those who just want to stay compliant with Kenyan law.
What Third-Party Only Covers
Injuries to third parties
Damage to third-party property or vehicles
Legal liability arising from accidents
Who It’s Best For
- Budget-conscious owners
- Operators in low-risk routes
- Commercial and PSV tuk tuks seeking the most affordable option
Benefits
- Lowest annual premium
- Quick certificate issuance
- Meets all NTSA/Traffic Act requirements
How Tuk Tuk Insurance Works with Imana
- You share your details:
- Tuk tuk make & model
- Year of manufacture
- Usage (commercial/PSV)
- Value (for comprehensive)
- Imana compares prices from top Kenyan insurers.
- You choose your preferred cover.
- Pay via M-Pesa and get your digital certificate instantly.
- Claims? Repairs? Support? Imana walks with you all the way.
