Motor & PSV Insurance in Kenya
When you run a PSV on Kenyan roads, every trip is a promise to deliver people safely, to protect livelihoods, and to keep your business moving. At Imana Insurance, we make sure that promise is backed by solid cover, fast support, and real peace of mind.
What is Motor PSV Insurance?
PSV (Public Service Vehicle) insurance is a mandatory motor insurance category for any vehicle carrying passengers for hire and reward. It protects the driver, the passengers, and third parties from financial loss in case of accidents, injuries, damages, or liabilities.
Imana connects you with trusted underwriters across Kenya offering both:
Comprehensive PSV Insurance
Third-Party Only (TPO) PSV Insurance
Both are available for all PSV classes:
PSV Taxi – Chauffeur Driven (Uber/Bolt/Little/Faras)
PSV Private Hire Vehicles
PSV Matatu / Public Minibuses
PSV Bus / School Bus / Staff Bus
Comprehensive PSV Insurance – What’s Covered?
Accidental damage to your PSV vehicle
Third-party liabilities (bodily injury, death, property damage)
Passenger legal liability
Windscreen, radio, mirrors, lights
Floods, riots, strikes, malicious damage
Third-Party Only (TPO) PSV Insurance – What’s Covered?
Injury or death of third parties
Damage to third-party property
Passenger injury/death liability (required for PSV)
Not Covered: Your PSV vehicle damage, Theft, Fire, Windscreen, Floods or riots
How Motor PSV Insurance Works
Step 1: Share vehicle & owner details (logbook, KRA Pin, National ID/Passport)
Step 2: Imana sends multiple quotations from leading insurers like APA, Pioneer, Definite, Monarch, Amaco, Directline and more
Step 3: Choose your preferred insurer & cover type
Step 4: Pay via M-PESA or Bank
Step 5: Get your digital certificate in minutes
Step 6: Claims support when needed – accident reporting, police abstract, assessment, repairs, liability claims
