Motorcycle Insurance in Kenya
Riding a motorbike in Kenya hits different the freedom, the speed, the hustle, the grind. But one thing never changes: the road can flip the script when you least expect it. That’s why the smartest riders stay covered.
At Imana Insurance Agency, we help bikers across Kenya get the right cover for their daily missions whether you’re on private rides, delivery errands, courier work, or PSV boda boda.
Why Motorcycle Insurance Matters in Kenya
Motorcycles are powerful, but they're vulnerable. One mistake, one reckless driver, one sudden turn… and you’re staring at hospital bills, damage claims, or even police trouble. With the right cover, though? You keep your finances intact and your hustle alive.
Imana steps in to compare, guide, and get you the best-priced motorcycle insurance in Kenya from trusted insurance companies.
Comprehensive Motorcycle Insurance Cover
This is the VIP protection for bikers. It covers your bike + third parties + extra risks.
Damage to your motorcycle (accidents, collisions, overturning)
Third-party liabilities (injury, death, property damage)
Riot & strikes (depending on insurer)
Floods & natural disasters
Towing services after an accident
Personal accident cover for the rider (optional/add-on)
Third-Party Only (TPO) Motorcycle Insurance
This is the most basic and legally mandatory cover for all motorbikes.
Injury or death of third parties
Damage to third-party property
Not Covered: Your motorcycle damage, theft, fire, riots, natural disasters, rider injuries
PSV / Boda Boda Motorcycle Insurance
For boda riders, delivery riders, and bike taxis, insurance isn’t optional it’s survival. Imana gives you competitive PSV motorcycle insurance for:
Rider apps (Bolt, Faras, Little, SafeBoda)
Delivery bikes (Glovo, Uber Eats, Sendy)
How Motorcycle Insurance Works in Kenya
Tell us your bike’s details: Make/Model, Year of manufacture, Value (for comprehensive) and Type of use (private, commercial, PSV)
Imana compares multiple insurance quotes for you
We send you the best quotations on WhatsApp or email
You choose your preferred insurer
Make payment (M-Pesa, bank, or cash)
Get your motorbike insurance certificate within minutes
Why Riders Choose Imana Insurance Agency
Free quotation comparison
Instant insurance certificates
Covers for all motorcycle categories
Trusted partners: APA, Britam, First Assurance, Pacis, GA, Britam, Xplico & more
Easy online process nationwide
WhatsApp support & claim assistance
Affordable premiums for both TPO & Comprehensive
