Motor & PSV Insurance
Diskava . Beta . Kava
When you run a PSV on Kenyan roads, every trip is a promise to deliver people safely, to protect livelihoods, and to keep your business moving.
At Imana Insurance we make sure that promise is backed by solid cover, fast support and real peace of mind.
PSV insurance is a mandatory motor insurance category for any vehicle carrying passengers for hire and reward. It protects the driver, the passengers and third parties from financial loss in case of accidents, injuries, damages or liabilities.
Minutes
Digital certificate
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PSV classes we cover
PSV Taxi chauffeur driven
Uber, Bolt, Little, Faras and similar ride-hailing platforms.
PSV Taxi yellow line
Traditional yellow-line taxi operations.
PSV private hire
Private hire vehicles carrying passengers for reward.
PSV matatu / minibus
Public minibuses with higher third-party passenger risk.
PSV bus / school bus / staff bus
Institutional and staff passenger transport.
Shuttles & tour vans
Shuttle services and tour operator vehicles.
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Comprehensive vs Third Party Only
Comprehensive PSV
The widest protection for operators who cannot afford downtime.
- Accidental damage to your PSV vehicle
- Theft or attempted theft
- Fire damage
- Third-party liabilities bodily injury, death, property damage
- Passenger legal liability
- Windscreen, radio, mirrors, lights
- Towing after an accident
- Floods, riots, strikes, malicious damage
Third Party Only (TPO)
The legal minimum, including the passenger liability PSVs must carry.
- Injury or death of third parties
- Damage to third-party property
- Passenger injury / death liability, required for PSV
- Not covered: your own vehicle damage
- Not covered: theft, fire, windscreen
- Not covered: floods or riots
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How it works
- Share vehicle & owner details logbook, KRA PIN, National ID or passport.
- Imana sends multiple quotations from leading insurers including APA, Pioneer, Definite, Monarch, Amaco and Directline.
- Choose your insurer and cover type.
- Pay via M-Pesa or bank.
- Get your digital certificate in minutes.
- Claims support when needed accident reporting, police abstract, assessment, repairs and liability claims.
Free quote
Keep your PSV on the road
Send us the logbook details and we’ll come back with comprehensive and TPO options from leading underwriters.