Motor insurance protects you from unexpected financial losses if your vehicle is in an accident, stolen, or damaged. In Kenya, it’s also the law.

Whether you drive in Nairobi, Mombasa, Kisumu, Eldoret, or anywhere across Kenya, Imana works with top insurance companies to help you compare quotations, choose the right plan, and get your certificate fast.

We understand that car insurance is not one-size-fits-all, so we customize your cover based on your car type, usage, and budget, ensuring you get maximum value at the best price.

Regulated by IRA
Motor Insurance
30 min Digital certificate
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Available motor insurance covers

Comprehensive Cover

Offers the widest protection, covering your car against accidents, fire, theft, floods, and third-party liabilities.

Third Party Only (TPO)

The minimum legal requirement in Kenya, covering you against injury, death, or property damage caused to other people.

Third Party, Fire & Theft

Adds protection for your vehicle against fire or theft in addition to third-party liability.

Free quote

Know which cover you need?

Get quotations from top insurers in minutes no obligation, and your certificate the same day.

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Classes of motor insurance in Kenya

Motor Private

For personal or family vehicles used for social or domestic purposes.

Motor Commercial

For business-use vehicles such as delivery vans, trucks, and pickups.

Motor PSV

Chauffeur Driven (Uber, Bolt, Little Cab, Faras, etc.) carrying passengers for hire or reward.

Motor PSV Matatu

For 7–39-seater vehicles in public transport with higher third-party risk.

Motorcycle Insurance

For private, commercial, or PSV boda bodas. Affordable from as low as Ksh. 4,000 annually.

Tuktuk Insurance

For both private and commercial three-wheelers.

Tour Service Vehicles (TSV)

Cover for vehicles operating in the tourism and tour service industry.

School Bus

Cover for school buses and institutional passenger transport.

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