• By Raymond Momanyi

Why You Should Insure Your Home and Exercise Bicycle in Kenya – Protect What You Love with Imana Insurance

When you hop on your morning or evening exercise bicycle, you’re not just breaking a sweat — you’re investing in your health, your peace of mind, and your property. But what if that same bicycle — worth tens of thousands — gets damaged, stolen, or lost in a fire or burglary? Most people never think about it until it’s too late. That’s where Home Insurance with an All-Risk extension steps in — and Imana Insurance Agency Kenya Ltd makes it easy to protect your belongings, including fitness equipment, electronics, and more.

What Is Home Insurance and Why It Matters

Home insurance (also called Domestic Package Insurance) protects your home and everything inside it from risks like:

• Fire, theft, or burglary
• Accidental damage
• Flooding or storm damage
• Third-party liabilities (for example, if someone gets injured at your home)

But what really takes your protection a notch higher is All Risk Cover — a special add-on that protects your valuable personal items whether they are at home or away.

Why You Should Insure Your Exercise Bicycle as an All-Risk Item

Your exercise bicycle isn’t just gym equipment — it’s part of your lifestyle. Adding it as an All-Risk Item under your home insurance policy means you’re covered for:

1. Accidental Damage: If your bike breaks down or gets damaged during movement or use.
2. Theft or Loss: Whether it’s stolen from your house, balcony, or even while in transit.
3. Fire and Natural Disasters: If a fire, flood, or lightning strike damages your property and bicycle.
4. Third-Party Liabilities: If someone visiting your home gets injured due to your equipment, you’re covered legally and financially. You're also covered if you cause injuries to other people while exercising

This small addition can save you thousands of shillings in replacement costs — and gives you confidence that your fitness gear is protected.

Other Items You Can Add Under “All Risks”

Besides your bicycle, you can list other valuables like:

• Laptops and mobile phones
• Smart TVs and sound systems
• Jewelry and watches
• Cameras and personal accessories
• Portable gym or sports equipment

That way, your entire home setup — from entertainment to fitness — is insured beyond your front door.

How to Get Started

Getting insured is simple with Imana Insurance Agency Kenya Ltd. You can compare, buy, and save on your home and motor insurance online:
👉 Motor Insurance Quotes

👉 Contact Us

👉 Corporate Insurance Quote

You’ll receive your policy and certificate digitally — fast, convenient, and secure.

Why Choose Imana Insurance

• Trusted by thousands across Kenya
• Partnered with top-rated insurance companies
• Award-winning intermediary recognized for claims support and fast service
• Personalized advice and transparent pricing

Insurance Wisdom

Whether it’s your car, your home, or your fitness equipment — insurance is not just a formality; it’s a lifestyle of responsibility. Adding your exercise bicycle to your home insurance policy as an All Risk Item means you’re not only fit physically but financially too.

Talk to Imana Insurance today — protect what you love before it’s gone.

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