• By Raymond Momanyi

Third-Party Only vs Comprehensive Car Insurance in Kenya

In Kenya, Third-Party Only motor insurance is mandatory. No shortcuts, no negotiations. It protects you if your car injures someone, damages property, or causes death. For a private car, this cover typically costs between Ksh. 4,560 and Ksh. 15,000 per year — affordable, legal, and essential.

But here’s the catch: third-party doesn’t fix your car. If your vehicle is damaged, stolen, vandalized, or burns, that bill is on you.

That’s why many drivers upgrade to comprehensive motor insurance. Comprehensive cover protects both third parties and your own car against accidents, theft, fire, vandalism, floods, and related risks. It’s peace of mind on four wheels — especially on Kenyan roads where anything can happen.

At Imana Insurance, we don’t push products. We give you options that fit your reality.
You choose. We insure.

Get a free motor insurance quote at www.imana.co.ke or www.mykava.co.ke

📞 Call or WhatsApp +254 745 218 460 | +254 103 805 588
📧 insurance@imana.co.ke

🛒 Buy online: https://imana.co.ke/quotes/car-client-details

Because staying insured isn’t about fear — it’s about being prepared.