• By Raymond Momanyi

Insurance Myths in Kenya — Lies We Need to Stop Believing

“Insurance doesn’t pay.” “It’s only for the rich.” Let’s bust the biggest myths stopping Kenyans from getting protected.
 
 Let’s be honest—insurance in Kenya has an image problem. Misinformation, bad experiences, and half-truths make people run away from protection. But the truth is different.
 
Top Myths:
 

1. “Insurance doesn’t pay.” — Wrong. It pays when you file correctly, use licensed intermediaries, and disclose facts honestly.
2. “It’s only for the rich.” — False. Third-party cover starts at KSh 1,500, and medical micro-plans from KSh 8,000 yearly.
3. “It’s too complicated.” — Not with online platforms like MyKava, where you compare and buy within minutes.
4. “All insurers are the same.” — Nope. Experience, reliability, and claims speed differ. That’s why choosing the right intermediary is key.
5. “You don’t need insurance if you’re careful.” — Even the best driver can’t predict floods, theft, or riots.

Bottom Line:
Insurance isn’t a luxury. It’s a safety net—and a smart financial decision.

Compare, buy, and save with Imana Insurance Agency Kenya Ltd.
🌐 www.imana.co.ke | www.mykava.co.ke
📞 0113619635 / 0745218460 / 0113806810
📍 4th Floor Krishna Centre, Woodvale Grove, Westlands
 
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