Corporate & SME Insurance in Kenya – Protect Your Business, People, and Assets

05Nov

By Raymond Momanyi

Corporate & SME Insurance in Kenya – Protect Your Business, People, and Assets

At Imana Insurance Agency Kenya Ltd, we understand that every business — from startups to multinationals — faces unique risks every single day. That’s why our Corporate and SME Insurance Solutions in Nairobi and across Kenya are designed to safeguard your employees, assets, profits, and reputation.

Whether you’re managing a logistics firm, a construction company, a tech startup, or a growing SME, Imana tailors insurance packages that fit your industry, your people, and your bottom line.

Why Corporate Insurance Matters

In Kenya’s dynamic business environment, a single loss — whether an employee injury, cyber-attack, or cargo damage — can derail years of growth. Corporate insurance gives you financial protection, peace of mind, and compliance with legal requirements like WIBA (Work Injury Benefits Act) and Employer’s Liability.

Our experts help companies compare, customize, and buy insurance that keeps them resilient through every challenge.

Popular Corporate & SME Insurance Products in Kenya

1. Group Life Insurance

Covers your team in case of death (natural or accidental). It pays a lump-sum benefit to the employee’s family, showing that your company values its people beyond the workplace.
👉 Why it’s important: Strengthens staff loyalty, helps retain top talent, and fulfills many tender or HR compliance requirements in Kenya.

2. WIBA & GPA (Work Injury Benefits Act and Group Personal Accident)

Mandatory in Kenya, WIBA covers employees injured or disabled at work. GPA extends that protection to 24-hour worldwide coverage — even outside working hours.
👉 Why it’s important: Protects both employer and employee from financial loss due to workplace injuries or accidents.

3. Motor Fleet Insurance

Protects company vehicles — from a single car to large fleets. Options include Comprehensive and Third-Party Only, with discounted corporate rates for fleets of three or more vehicles.
👉 Why it’s important: Minimizes downtime after accidents and ensures compliance with the Insurance Act.

4. Marine & Transit Insurance

Covers goods while being transported locally or internationally — by sea, air, or land. Includes protection against loss, theft, or damage during shipment.
👉 Why it’s important: Essential for importers/exporters in Kenya, and required by the government for all imported goods.

5. Contractors All-Risk & Construction Insurance

Provides protection for developers, contractors, and project owners during construction. Covers site accidents, property damage, and third-party liabilities.
👉 Why it’s important: A key requirement in the Kenyan construction industry — often demanded before project approval or tendering.

6. Professional Indemnity & Directors’ Liability

Covers professionals and company directors against claims arising from errors, omissions, or negligence in the course of duty.
👉 Why it’s important: Builds credibility with clients and protects your leadership from costly legal suits.

7. SME Business Package Insurance

Tailored for small and medium-sized enterprises to cover property, stock, burglary, fire, money, and liability.
👉 Why it’s important: Affordable all-in-one protection that keeps your business running even after unexpected events.

Why Choose Imana Insurance Agency

Licensed and trusted intermediary by IRA Kenya.
Partnered with top insurers across Kenya and East Africa.
Quick policy issuance and claim support.
Flexible payment options via Lipa na M-Pesa Paybill 7596117 (Account: Your Business Name).
Expert advisory for corporate, fleet, and SME portfolios.

📍 Contact Us Today

📞 Call/WhatsApp: 0113 619 635 | 0745 218 460 | 0113 806 810
🌐 Visit: www.imana.co.ke | www.mykava.co.ke
🏢 Location: 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi

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