• By Raymond Momanyi

Compare Insurance Quotations in Kenya | Imana Insurance Hub

Learn about motor, medical, travel, WIBA, life, business and property insurance. Compare quotations, buy cover, claim and renew with Imana Kenya.

Author: Imana Insurance Content Team
Reviewed by: Raymond Momanyi, Founder and CEO
Last updated: 2 August 2026

Learn. Compare. Get a Quote. Buy. Claim. Renew—with Imana

Finding suitable insurance should not require visiting multiple insurance companies, completing the same form repeatedly or trying to understand complicated policy documents alone.

The Imana Insurance Knowledge, Comparison and Quotation Hub brings insurance education, quotation comparison, digital purchasing, claims assistance and renewal support into one customer journey.

Through Imana Insurance Agency Kenya Ltd, individuals, families, SMEs, employers and larger organisations can:

• Learn how different insurance products work.
• Identify the right insurance class for a particular risk.
• Compare quotations from suitable licensed insurers.
• Review premiums, benefits, limits, excesses and exclusions.
• Request quotations digitally or through WhatsApp.
• Purchase suitable insurance and receive policy documents.
• Obtain guidance when reporting a claim.
• Review existing protection before renewal.

Imana’s website already provides dedicated quotation forms and product pages for motor, health, corporate, life, travel, WIBA, business and other insurance classes. (imana.co.ke)

Insurance should be easy to understand, practical to compare and dependable when a claim occurs.

How the Imana Insurance Journey Works

1. Learn

Start by understanding:

• What the policy covers
• What it excludes
• The maximum amount payable
• The excess you may contribute
• The documents required
• The claims process
• The conditions you must observe

Imana’s insurance guides explain technical insurance terms in practical language so that customers can make informed decisions.

2. Compare

Quotations that appear similar may have major differences in:

• Benefit limits
• Excesses
• Waiting periods
• Provider networks
• Territorial scope
• Optional extensions
• Special conditions
• Claims requirements

The purpose of comparison is not merely to find the lowest premium. It is to identify suitable protection at a sustainable price.

3. Get a Quote

Choose the relevant insurance category and submit the information required for underwriting.

Popular quotation links include:

• Motor Insurance Quote
• Health Insurance Quote
• Life Insurance Quote
• Corporate Insurance Quote
• Microinsurance Quote
• Last Expense Quote

The official quotation forms collect information relevant to each product, including vehicle details, family size, selected medical benefits, corporate insurance needs and desired cover commencement dates. (imana.co.ke)

4. Buy

After reviewing the available options:

1. Select the suitable insurer and policy.
2. Confirm the premium and payment terms.
3. Complete the proposal or application documents.
4. Pay through an approved channel.
5. Obtain the official receipt.
6. Review the issued certificate or policy schedule.
7. Report any incorrect details immediately.

Some products may be issued digitally, while others require inspections, valuations, medical information, signed proposal forms or additional underwriting approval.

5. Claim

When an insured event occurs:

1. Protect life and property.
2. Report the incident promptly.
3. Preserve photographs, reports and receipts.
4. Notify Imana or the issuing insurer.
5. Complete the appropriate claim form.
6. Submit all supporting documents.
7. Cooperate with assessors, investigators or medical administrators.
8. Track the claim using the reference provided.

Imana provides a dedicated Insurance Claim Notification Form, and its website describes claim management as including claims-handling guidance, coverage evaluation, service-provider coordination and follow-up. (imana.co.ke)

6. Renew

Renewal should not be treated as an automatic repetition of the previous policy.

Before renewing, review:

• Changes in vehicle or property value
• Changes in vehicle use
• New family members
• Employee numbers and payroll
• Business expansion
• New stock or equipment
• Claims during the year
• Hospital requirements
• New travel destinations
• Policy exclusions
• Alternative quotations

A renewal is an opportunity to correct gaps—not merely another payment deadline.

Motor Insurance in Kenya

Motor Insurance protects vehicle owners against selected physical damage and legal liability arising from the use of a vehicle.

Imana assists customers with motor insurance for private, commercial and passenger-transport vehicles. Its official motor quotation form accommodates private cars, commercial vehicles, PSVs, motorcycles and Tuk-Tuks. (imana.co.ke)

Motor Insurance products available

Private Motor Insurance

Suitable for vehicles used for personal, social and domestic purposes.

Options may include:

• Comprehensive Insurance
• Third-Party Only Insurance
• Third-Party, Fire and Theft
• Short-term Third-Party Insurance

Comprehensive Motor Insurance

Comprehensive cover may protect against:

• Accidental vehicle damage
• Fire
• Theft
• Third-party bodily injury
• Third-party property damage

Optional benefits may include:

• Excess Protector
• Political Violence and Terrorism
• Windscreen cover
• Entertainment-system cover
• Road rescue
• Courtesy car
• Driver Personal Accident
• Passenger Liability
• COMESA Yellow Card

Commercial Motor Insurance

Commercial vehicles should be insured according to their actual use.

Classes may include:

• Own Goods
• General Cartage
• Staff Transport Vehicles
• Special-Type Vehicles
• Delivery vehicles
• Trucks
• Prime movers
• Fleet vehicles

PSV and Passenger Transport Insurance

Passenger vehicles may include:

• Taxis
• Matatus
• Buses
• School buses
• Tour vans
• Safari vehicles
• Chauffeur-driven vehicles
• Online taxis

Imana maintains a dedicated PSV Insurance page covering passenger-transport motor solutions. (imana.co.ke)

Uber, Bolt and Online Taxi Insurance

A vehicle used to carry passengers for payment should not ordinarily be insured as a car used exclusively for private purposes.

The policy should correctly reflect:

• Commercial passenger use
• Seating capacity
• Passenger Liability
• Approved drivers
• Operating area
• Required vehicle documentation

Tour Van and Safari Vehicle Insurance

Tour-service vehicles may require protection for:

• Accidental damage
• Passenger Liability
• Safari modifications
• Road rescue
• Cross-border travel
• Special equipment
• Political Violence and Terrorism

Motorcycle and Boda Boda Insurance

Motorcycle cover may be arranged for:

• Private motorcycles
• Delivery motorcycles
• Commercial motorcycles
• Boda boda operations

Fleet Insurance

A fleet arrangement may combine several declared vehicles under one coordinated programme.

The business should provide:

• Vehicle schedule
• Individual vehicle values
• Driver information
• Claims history
• Vehicle use
• Operating locations

COMESA Yellow Card Insurance

The COMESA Yellow Card provides recognised third-party motor protection for vehicles travelling through participating countries.

It does not automatically provide comprehensive own-damage protection outside Kenya. A separate territorial extension may be needed.

Motor quotation and application links

• Motor Insurance Information
• Get a Motor Insurance Quote
• Complete a Car Insurance Application
• PSV Insurance
• Report a Motor Claim

The motor application captures identification, KRA PIN, vehicle registration, value, make, model, year of manufacture, intended cover and optional benefits. (imana.co.ke)

Health and Medical Insurance in Kenya

Medical Insurance helps individuals, families and organisations manage eligible healthcare expenses.

A proper comparison should go beyond the headline inpatient limit.

Customers should examine:

• Inpatient benefit
• Outpatient benefit
• Co-payments
• Hospital network
• Maternity limit
• Dental and optical limits
• Chronic-condition benefits
• Cancer and renal benefits
• Waiting periods
• Family-shared or per-person limits
• Maximum entry and renewal ages
• Territorial scope

Imana’s health-insurance pages describe options for individuals, families, corporates and SMEs, including inpatient, outpatient, maternity, dental, optical and chronic-illness benefits. (imana.co.ke)

Medical Insurance options

Individual Medical Insurance

Cover arranged for one person based on their:

• Age
• Preferred limits
• Hospital requirements
• Medical history
• Optional benefits

Family Medical Insurance

A family plan may include:

• Principal member
• Spouse
• Children
• Other eligible dependants

Benefits may be structured as:

• Per person
• Family shared
• Hybrid arrangements

Child-Only Medical Cover

Parents may arrange medical protection for a child without necessarily insuring every adult under the same policy, subject to product rules.

Senior Citizens’ Medical Insurance

Senior medical plans should be compared carefully for:

• Entry age
• Renewal age
• Co-payments
• Chronic-condition cover
• Pre-existing-condition terms
• Hospital network
• Medical limits

Inpatient-Only Insurance

This is designed primarily for treatment requiring formal hospital admission.

Inpatient and Outpatient Insurance

This may cover eligible:

• Admission expenses
• Consultations
• Diagnostic tests
• Prescribed medicines
• Specialist treatment
• Other selected benefits

Maternity Insurance

Maternity cover may be subject to:

• Waiting periods
• Delivery sublimits
• Caesarean-section limits
• Age conditions
• Hospital-network requirements

Group Medical Insurance

Employers may insure employees and eligible dependants under one coordinated programme.

Pricing may consider:

• Number of members
• Ages
• Benefit limits
• Claims history
• Hospital network
• Co-payments

SHA Supplementary Cover

Private medical insurance may supplement statutory healthcare benefits by providing additional limits, hospital choices or benefits not fully available under the statutory package.

Medical Insurance links

• Health and Medical Insurance
• Imana Health and Micro Health Insurance
• Get a Health Insurance Quote
• Get a Microinsurance Quote

The health quotation form allows customers to select inpatient, outpatient, maternity, dental and optical requirements and indicate their preferred limits. (imana.co.ke)

Life Insurance, Personal Accident and Last Expense

Life and accident-related products help individuals and families manage the financial consequences of death, disability, illness or accidental injury.

Individual Life Insurance

Life Insurance may provide:

• Death benefit
• Income replacement
• Education funding
• Mortgage protection
• Critical-illness benefits
• Accidental-death benefits
• Savings or investment elements

Imana’s individual-life page explains that quotation preparation may consider age, occupation, required benefit and budget. (imana.co.ke)

Life Insurance links

• Individual Life Insurance
• Request a Life Insurance Quote

Personal Accident Insurance

Personal Accident Insurance may provide fixed benefits following eligible accidental:

• Death
• Permanent disability
• Temporary disability
• Medical expenses
• Funeral expenses

Imana’s online Personal Accident application collects identity, occupation, cover limit, previous-accident information and desired policy duration. (imana.co.ke)

Personal Accident link

• Personal Accident Insurance Application

Group Personal Accident

Employers, schools, associations and other groups may arrange accident protection for several members.

Last Expense Insurance

Last Expense cover provides a fixed benefit to help a family meet funeral and burial expenses following an eligible death.

It may be arranged for:

• Individuals
• Families
• Chamas
• SACCOs
• Welfare groups
• Employers
• Associations

Last Expense links

• Last Expense Insurance
• Request a Last Expense Quote

Business and SME Insurance in Kenya

Every business has a different combination of property, liability, employee, financial and operational risks.

A suitable insurance programme should be based on what the business actually does.

Imana’s business-insurance page identifies covers including WIBA, Fire and Allied Perils, Consequential Loss, Burglary, All Risks, Product Liability and Professional Indemnity. (imana.co.ke)

Fire and Allied Perils

May protect declared property against selected risks such as:

• Fire
• Lightning
• Explosion
• Storm
• Flood
• Earthquake
• Impact
• Burst pipes
• Malicious damage

Burglary Insurance

May cover specified property stolen following forcible or violent entry into or exit from the insured premises.

All Risks Insurance

May protect selected property against accidental loss or damage, subject to exclusions.

Business Interruption Insurance

May cover eligible loss of income and continuing expenses after insured property damage interrupts business operations.

Money Insurance

May cover money:

• On the premises
• In a locked safe
• In transit
• In the custody of authorised employees

Fidelity Guarantee

May protect a business against specified direct financial loss caused by dishonest employees.

Electronic Equipment Insurance

May protect:

• Computers
• Servers
• Point-of-sale equipment
• CCTV
• Communication equipment
• Specialist electronic devices

Machinery Breakdown

May cover sudden and unforeseen internal mechanical or electrical failure of insured machinery.

Cyber Insurance

Cyber Insurance may address eligible incidents involving:

• Data breaches
• Ransomware
• System interruption
• Privacy claims
• Data-restoration expenses
• Cyber incident response

Public Liability

May cover eligible legal liability where a visitor, customer or other third party suffers accidental bodily injury or property damage connected to the business.

Product Liability

May respond to eligible claims alleging that a supplied product caused bodily injury or third-party property damage.

Goods in Transit

May protect declared goods while being transported by road.

SME Combined Insurance

Several business covers may be combined under one coordinated package.

Business links

• Business Insurance
• Corporate Insurance
• Request a Corporate Quote
• Contact Imana

Corporate Insurance and Employee Benefits

Corporate insurance programmes protect employees, assets, operations and organisational liability.

Imana’s corporate-insurance page lists solutions including Motor Fleet Insurance, WIBA, GPA, Group Life, construction insurance, Professional Indemnity and Marine Insurance. (imana.co.ke)

WIBA Insurance

WIBA protects employers against qualifying liabilities arising from work-related injuries and occupational diseases.

A quotation may require:

• Number of employees
• Occupations
• Annual gross payroll
• Work locations
• Claims history

Imana’s WIBA page includes claim-document guidance and positions WIBA alongside GPA, Group Life, Medical and Last Expense protection. (imana.co.ke)

WIBA link

• WIBA Insurance

WIBA Plus

WIBA Plus may combine statutory workplace cover with additional employee benefits, subject to the insurer’s product terms.

Group Personal Accident

May extend accident protection beyond work-related incidents, potentially on a 24-hour basis.

Group Life

May provide death benefits to nominated beneficiaries following an eligible death.

Group Medical

May provide inpatient, outpatient and optional healthcare benefits to employees and dependants.

Directors and Officers Liability

May protect directors and senior officers against eligible claims alleging wrongful acts committed in their management capacity.

Corporate Fleet Insurance

May combine multiple company vehicles under one policy schedule and coordinated claims programme.

Corporate links

• Corporate Insurance
• Request a Corporate Insurance Quote
• WIBA Insurance

Home, Property and Landlord Insurance

Property insurance protects buildings, contents and rental income against selected insured events.

Home Insurance

A domestic package may cover:

• Residential building
• Household contents
• Portable belongings
• Domestic employees
• Alternative accommodation
• Personal Liability

Landlord Insurance

A landlord may need protection for:

• Rental building
• Permanent fixtures
• Landlord-owned contents
• Loss of rent
• Property Owners’ Liability
• Burglary
• Machinery Breakdown
• Political Violence and Terrorism

Commercial Property Insurance

Commercial property may include:

• Offices
• Shops
• Warehouses
• Shopping centres
• Clinics
• Schools
• Restaurants
• Apartment developments

Important valuation principle

A building should generally be insured using its rebuilding cost rather than a selling price that includes land value.

Underinsurance may result in a reduced settlement where the policy contains an average condition.

Property quotation link

• Request a Corporate or Property Quote
• Contact Imana

Travel and Cross-Border Insurance

Travel Insurance may protect travellers against selected emergencies and financial losses occurring before or during a journey.

Imana’s Travel Insurance page covers business, leisure, study and medical travel, including emergency medical benefits and other travel-related protection. (imana.co.ke)

Travel Insurance options

• Single-trip insurance
• Annual Multi-Trip Insurance
• Schengen Travel Insurance
• Student Travel Insurance
• Senior Travel Insurance
• Business Travel Insurance
• Group Travel Insurance
• Inbound Travel Health Insurance

Benefits may include

• Emergency medical expenses
• Hospitalisation
• Medical evacuation
• Repatriation
• Trip cancellation
• Trip curtailment
• Flight delay
• Lost or delayed baggage
• Passport loss
• Personal Accident
• Personal Liability

Important comparison questions

Before buying, ask:

• Does the policy meet the destination or visa requirements?
• What is the emergency medical limit?
• Are pre-existing conditions covered?
• What excess applies?
• Are baggage limits per item?
• Is cancellation included?
• What is the maximum trip duration?
• What activities are excluded?

Travel link

• Travel Insurance

Marine, Cargo and Transport Insurance

Marine Insurance protects goods transported through sea, air, rail or road, depending on the selected policy.

Imana’s Marine Insurance page focuses on protecting cargo from departure until arrival and connecting customers to suitable marine insurers. (imana.co.ke)

Marine Cargo Insurance

May protect imports, exports and other shipments against specified risks during transit.

Marine Open Cover

Suitable for businesses making regular shipments throughout the policy period.

Single-Shipment Marine Cover

Suitable for one declared consignment.

Goods in Transit

Provides protection for goods carried by road within the agreed territory.

Carrier’s Liability

May protect a transport operator against eligible legal liability involving customers’ goods.

Warehouse Insurance

May protect goods and other property stored at declared locations.

Marine link

• Marine Insurance

Construction and Engineering Insurance

Construction projects create risks involving works, equipment, employees and the public.

Contractors All Risks

May cover:

• Contract works
• Construction materials
• Temporary works
• Accidental project damage
• Third-party liability

Erection All Risks

May protect machinery and equipment during installation, testing and commissioning.

Contractors’ Plant and Machinery

May cover:

• Excavators
• Cranes
• Loaders
• Concrete mixers
• Compressors
• Other construction equipment

Machinery Breakdown

May protect completed machinery against sudden internal mechanical or electrical failure.

Electronic Equipment

May protect specialist electronic and control equipment.

Construction-related supporting covers

A project may also require:

• WIBA
• Public Liability
• Professional Indemnity
• Performance Bond
• Advance Payment Bond
• Marine Cargo
• Goods in Transit

Construction quotation link

• Request a Corporate Insurance Quote

Professional and Liability Insurance

Liability insurance protects individuals and organisations against eligible legal claims.

Professional Indemnity

Professional Indemnity may protect against claims alleging:

• Negligent professional advice
• Errors
• Omissions
• Failure to perform professional duties
• Loss of client documents
• Breach of confidentiality where included

Imana maintains a dedicated Professional Indemnity page describing cover for professional risks and different industries. (imana.co.ke)

Professional Indemnity link

• Professional Indemnity Insurance

Medical Malpractice

A specialised Professional Indemnity policy for healthcare practitioners and facilities.

Public Liability

Protects against eligible general third-party bodily injury or property-damage claims.

Product Liability

Protects against eligible claims involving products supplied by the insured business.

Employers’ Liability

May provide additional protection for employee-related liability beyond the principal WIBA framework, subject to the selected policy.

Tour Operator’s Liability

May protect tour companies against eligible legal claims arising from their operations.

Cyber Liability

May address privacy, data-breach and network-security claims.

Bid Bonds, Performance Bonds and Guarantees

Insurance bonds support tender and contractual obligations.

Bid Bond

Submitted with a tender to secure the bidder’s obligations during the procurement stage.

Performance Bond

Submitted after contract award to guarantee proper performance of the contract.

Advance Payment Bond

Guarantees repayment or proper application of an advance paid to the contractor.

Retention Bond

May replace retention money that would otherwise be withheld from the contractor.

Immigration Bond

May be required for specified immigration or work-permit purposes.

Customs Bond

Supports specified customs and revenue obligations.

Information required

An application may require:

• Tender document
• Bond wording
• Required amount
• Beneficiary
• Validity period
• Company documents
• Financial statements
• Bank statements
• Previous contract experience
• Award letter
• Contract
• Collateral or indemnity

Issuance remains subject to insurer underwriting approval.

Bond quotation links

• Request a Corporate Quote
• Contact Imana

Microinsurance for Individuals and SMEs

Microinsurance provides simplified protection using relatively low premiums and limited benefits.

Potential products may include:

• Personal Accident
• Last Expense
• Hospital Cash
• Crop and Livestock Insurance
• Home and belongings
• Tools of trade
• Credit Life
• SME protection

Microinsurance may be useful as entry-level protection, but a growing business should review whether its assets and liabilities have exceeded the product’s benefit limits.

Microinsurance link

• Request a Microinsurance Quote

Insurance for Specialised Sectors

Imana can help structure insurance programmes for different organisations and professions.

Schools

A school may require:

• Student Personal Accident
• WIBA
• Property Insurance
• Public Liability
• School Bus Insurance
• Business Interruption
• Cyber Insurance
• Group Medical

Clinics and Pharmacies

Healthcare businesses may require:

• Medical Malpractice
• Professional Indemnity
• Product Liability
• Public Liability
• WIBA
• Pharmaceutical stock cover
• Deterioration of Stock
• Cyber Insurance
• Business Interruption

Hotels and Airbnb Properties

Possible covers include:

• Buildings and Contents
• Public Liability
• Loss of income
• Guest-related liability
• Burglary
• Fidelity Guarantee
• WIBA
• Product Liability for food services

Logistics Businesses

A logistics programme may combine:

• Commercial Motor
• Marine Cargo
• Goods in Transit
• Carrier’s Liability
• Warehouse Insurance
• WIBA
• Public Liability
• Fidelity Guarantee

Contractors

A contractor may require:

• Contractors All Risks
• Plant and Machinery
• WIBA
• Public Liability
• Professional Indemnity
• Bid and Performance Bonds
• Commercial Motor

Professional Firms

Professional firms may require:

• Professional Indemnity
• Cyber Insurance
• WIBA
• Group Medical
• Office Contents
• Public Liability
• Fidelity Guarantee

Specialised business quotation

• Request a Corporate Insurance Quote

How to Compare Insurance Quotations Properly

Never compare premium alone.

Use the following checklist.

1. Confirm the insurance class

The policy must accurately reflect the risk.

Examples:

• Private car versus online taxi
• Home versus rental property
• Office versus clinic
• General shop versus pharmacy
• Private vehicle versus tour van

2. Compare the sums insured

Ensure that vehicle, property, stock and equipment values are realistic.

3. Review the benefits

Check what each quotation actually includes.

4. Compare sublimits

A large overall limit may contain smaller limits for specific benefits.

5. Review excesses

An excess is the amount the policyholder may contribute toward a claim.

6. Check exclusions

Look for risks or circumstances the policy does not cover.

7. Review waiting periods

These are particularly important in Medical, Life, Last Expense and Maternity Insurance.

8. Compare provider networks

For medical cover, confirm:

• Preferred hospitals
• Co-payment requirements
• Specialist facilities
• Emergency providers

9. Check territorial limits

Confirm whether the policy applies:

• Only in Kenya
• Within East Africa
• Across COMESA countries
• Worldwide

10. Review claims requirements

Understand:

• Notification period
• Required reports
• Documents
• Authorisation rules
• Applicable excesses

A suitable quotation should be affordable, clear and capable of responding to the risk you intended to insure.

Insurance Claims Support

Insurance becomes most valuable when a claim occurs.

Imana may assist customers with:

• Initial claim notification
• Claim-document checklists
• Claim-form guidance
• Police-report requirements
• Medical-document guidance
• Assessment coordination
• Repair-authorisation follow-up
• Insurer communication
• Settlement-status follow-up

The insurer remains responsible for assessing and determining the claim under the policy terms.

Important claim steps

1. Report promptly.
2. Protect people and property.
3. Preserve evidence.
4. Avoid unauthorised repairs.
5. Keep receipts and reports.
6. Do not admit legal liability.
7. Respond to document requests.
8. Retain copies of submissions.

Claim link

• Report an Insurance Claim

Renewing Insurance Through Imana

A renewal review should begin before the current policy expires.

Motor renewal review

Check:

• Current vehicle value
• Actual vehicle use
• Drivers
• Claims history
• Optional benefits
• COMESA requirements

Medical renewal review

Check:

• Family membership
• Preferred hospitals
• Co-payments
• Claims utilisation
• Benefit limits
• New medical needs

Business renewal review

Check:

• Updated stock
• New equipment
• Turnover
• Employee payroll
• New branches
• New services
• Liability limits

Property renewal review

Check:

• Rebuilding value
• Renovations
• Contents
• Rental income
• Vacancy
• Security controls

Send the existing schedule or renewal notice early enough for proper comparison.

Why Choose Imana Insurance Agency Kenya Ltd?

Multiple insurance categories in one place

Customers can obtain assistance with personal, family, business, corporate and specialised insurance.

Quotation comparison

Imana helps customers compare suitable quotations rather than depending on one unexplained option.

Digital accessibility

Many enquiries, quotations, document submissions and policy processes can begin digitally.

Claims assistance

The relationship continues after policy issuance through claim notification and follow-up guidance.

Convenient Westlands location

Imana operates from 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi. The official website lists the office, email and contact numbers and provides online contact and quotation forms. (imana.co.ke)

Licensed insurance intermediary

Imana’s official company profile states that it was registered as an insurance agency in November 2020 and licensed as an insurance agency in December 2020. (imana.co.ke)

Frequently Asked Questions

Can Imana compare insurance quotations from different insurers?

Yes. Imana helps customers review premiums, benefits, excesses, limits and exclusions from suitable insurers.

Can I request an insurance quotation online?

Yes. Imana provides online forms for Motor, Health, Life, Corporate, Microinsurance and Last Expense quotations. (imana.co.ke)

Can I buy insurance without visiting the office?

Many processes can be completed digitally, although some risks require inspections, valuations, medical information, signed documents or further underwriting.

How quickly can I receive a quotation?

Timing depends on:

• Type of insurance
• Complexity of the risk
• Completeness of the information
• Insurer response
• Required inspections or medical information

Is the cheapest insurance quotation always the best?

No. A lower premium may come with:

• Higher excesses
• Lower benefits
• Restrictive conditions
• Important exclusions
• A narrower provider network

Does Imana assist with claims?

Yes. Imana can help with notification, document requirements and follow-up. The issuing insurer remains responsible for making the claim decision.

Where is Imana located?

Imana Insurance Agency Kenya Ltd is located at 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi. (imana.co.ke)

Can customers outside Nairobi obtain insurance?

Many quotation and policy processes can be handled digitally for customers across Kenya, subject to insurer requirements.

What documents are normally required?

Requirements depend on the policy but may include:

• National ID or passport
• KRA PIN
• Logbook
• Property valuation
• Employee schedule
• Payroll
• Medical information
• Company registration documents
• Tender or contract documents

Can Imana arrange insurance for an SME?

Yes. SMEs may obtain quotations for property, WIBA, liability, business interruption, cyber, motor and other relevant covers.

Can Imana help with medical insurance?

Yes. Imana assists individuals, families, senior citizens, children, employers and groups with medical-insurance comparison.

Can Imana arrange Bid Bonds and Performance Bonds?

Yes, subject to insurer underwriting, complete documents, acceptable wording, financial capacity and any collateral requirements.

Start Your Insurance Journey With Imana

Whether you need protection for your:

• Vehicle
• Family
• Health
• Employees
• Business
• Home
• Rental property
• Journey
• Cargo
• Profession
• Construction project
• Tender or contract

Imana Insurance Agency Kenya Ltd can help you understand the available options and request suitable quotations.

Quick links

• Motor Insurance Quote
• Health Insurance Quote
• Life Insurance Quote
• Corporate Insurance Quote
• Microinsurance Quote
• Last Expense Quote
• Travel Insurance
• Marine Insurance
• WIBA Insurance
• Professional Indemnity
• Report a Claim
• Contact Imana

Contact Imana Insurance Agency Kenya Ltd

Office: 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi

Call/WhatsApp: +254 796 209 402

Email: insurance@imana.co.ke

Website: www.imana.co.ke

Learn. Compare. Get a Quote. Buy. Claim. Renew—with Imana.

Insurance premiums, benefits, underwriting requirements, policy limits, excesses, provider networks, waiting periods and exclusions vary between insurers. Product availability and website links may change.  Obtain a current written quotation, policy schedule and complete policy wording before purchasing insurance.