• By Raymond Momanyi

Compare, Buy & Save: The Ultimate Guide to Insurance Products in Kenya and East Africa

Powered by Imana Insurance Agency Kenya Ltd & MyKava Online Insurance Shop

When life happens — an accident, illness, fire, or even a trip abroad gone wrong — insurance is what stands between you and financial disaster. But most Kenyans still renew blindly, overpay, or don’t understand what their cover really does.

That’s where Imana Insurance Agency Kenya Ltd and MyKava Online Insurance Shop come in.
We help you compare multiple quotes, buy online, and save money — all within minutes.

Here’s a look at the main insurance products every Kenyan should know, how they work, and real stories from people we’ve helped.

Motor Insurance in Kenya – Comprehensive or Third-Party? - View Motor Insurance Options

Car insurance isn’t just a legal requirement — it’s peace of mind on every road.
We offer:

• Comprehensive Cover – protects your car, other people, and property.
• Third-Party Only (TPO) – legal but limited (covers others, not your car).
• Third-Party, Fire & Theft – mid-tier option for budget-conscious drivers.

Example:
Jaymoh was driving to Kasarani when he got into an accident. Because his policy included Excess Protector, he didn’t pay a cent for repairs. Without it, he’d have spent KSh 80,000 out-of-pocket.

Add-ons:

• Excess Protector
• Political Violence & Terrorism (PVT)
• Windscreen Cover
• Personal Accident

Tip: Compare at least three insurers before buying — prices vary widely across Kenya.

PSV Taxi & Matatu Insurance - Compare PSV Taxi & Commercial Vehicle Covers

If you drive a taxi, Bolt, Uber, or matatu — your car is your income. PSV Insurance protects your passengers, your vehicle, and your business.

We offer:

• One-Month PSV Covers – from KSh 2,000
• Annual PSV Policies – from KSh 7,574
• Passenger Liability + WIBA options for drivers and conductors
• Comprehensive Covers

Story:
Kevin, a Bolt driver, renewed his PSV cover online with Imana. When a client’s car door got damaged during a pickup in Westlands, the insurer settled the third-party claim in under two weeks — no court drama, no lost income.

Motorcycle (Boda Boda) Insurance - View Motorcycle Insurance Options

Motorcycle riders are the backbone of Kenya’s transport economy — and some of the most exposed on the road.

We provide:

• Third-Party Boda Cover – from KSh 1,000/month
• Comprehensive Motorcycle Cover – from KSh 7,500/year
• Passenger Liability + Personal Accident Add-ons

Story:
John from Ngong Road got into a collision with a matatu. His Imana-issued policy covered repairs and hospital bills — all within a week. “If I didn’t have cover, I’d have lost both my bike and my hustle,” he says.

Medical & Health Insurance in Kenya - Compare Health Insurance Plans

Learn More About Family Health Covers

When sickness strikes, it shouldn’t drain your savings. Imana partners with top insurers like Jubilee, APA, AAR, Pacis, Britam, and First Assurance to bring you flexible plans for:

• Individuals & Families
• SMEs & Corporates
• Micro Health Packages
• Senior Citizens

Story:
Grace runs a small salon in Kisumu. When her daughter needed an urgent appendix surgery, her micro-medical cover (KSh 10,000 per year) paid the hospital directly. No panic, no loans, no stress.

Tip: Private health insurance complements NHIF — not replaces it.

Corporate, SME & Group Insurance - Get Corporate Quote

Businesses face many risks — from employee injuries to fire, theft, and lawsuits.
 Our corporate solutions include:

• Group Life & Last Expense
• WIBA & GPA (Work Injury Benefits Act / Group Personal Accident)
• Property & Asset Covers
• Fleet Motor Packages

Story:
A Nairobi logistics firm insured its fleet of 12 trucks through Imana. When one truck overturned near Naivasha, the comprehensive policy covered repairs, driver medical expenses, and goods-in-transit losses — all within 14 working days.

WIBA & GPA Insurance for Employers - Explore WIBA Insurance

Every employer in Kenya must protect employees under the Work Injury Benefits Act (WIBA). This covers injuries, disability, or death at work.

You can extend to WIBA Plus / GPA to include:

• 24-hour cover (even off-duty)
• Medical reimbursement
• Funeral benefits

Story:
A construction company in Eldoret partnered with Imana for WIBA. When one worker fell and broke his leg, his employer was shielded from liability because the policy paid for his treatment and compensation.

Travel Insurance – Business or Leisure -  Learn More About Travel Cover

Travel insurance protects you when life happens away from home — whether it’s a delayed flight, lost baggage, or an emergency hospital visit abroad.

We offer:

• Short-term trip covers
• Annual business travel plans
• Student travel insurance

Story:
Linda, a Kenyan student heading to Canada, lost her luggage en route. Her travel insurance covered replacement costs — saving her over KSh 120,000.

COMESA Yellow Card – Cross-Border Protection -  Get COMESA Yellow Card Quote

Planning a road trip or business drive across East Africa?
The COMESA Yellow Card ensures your car stays insured in Kenya, Uganda, Tanzania, Rwanda, Burundi, and DRC.

Story:
Githinji’s Subaru Forester hit a passenger car in Dodoma, Tanzania. His COMESA cover handled compensation for both deaths and property damage — with support from Imana every step of the way.

Home, Property & Fire Insurance - Explore Home Insurance Options

Your home and valuables deserve protection too.
 We cover:

• Fire, burglary, and floods
• Household electronics and furniture
• Personal accident for domestic staff

Story:
When Nancy’s apartment in Thika was affected by an electrical fire, her homeowner’s cover replaced her furniture and fridge — all processed online.

Last Expense & Group Life Cover - Request Last Expense Quote

This policy ensures your family or staff are supported in times of loss. It provides immediate cash for funeral expenses and lump-sum compensation.

Why Compare with Imana & MyKava

✅ Instant quotes from top insurers
 ✅ Fast WhatsApp response — no paperwork
 ✅ Free motor valuation for comprehensive covers
 ✅ Claims follow-up assistance
 ✅ Flexible payments via M-Pesa Paybill 7596117

Call/WhatsApp: 0113619635 | 0745218460 | 0113806810 | 0796209402
Visit: www.imana.co.ke | www.mykava.co.ke

Location: 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi

Insurance Wisdom

Insurance isn’t just about compliance — it’s about comfort, confidence, and continuity.

From boda riders to CEOs, from Nairobi highways to regional cross-border routes — Imana and MyKava make insurance simple, transparent, and truly Kenyan.

Compare. Buy. Save. Drive Protected.

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