Affordable Car Insurance in Kenya – Compare, Save & Buy Online

02Oct

By Raymond Momanyi

Affordable Car Insurance in Kenya – Compare, Save & Buy Online

Car insurance in Kenya doesn’t have to be complicated or expensive. At Imana Insurance Agency Kenya Ltd and MyKava Insurance Shop, we’ve made it simple for drivers, business owners, and riders to get affordable, reliable, and instant cover. Whether you drive a private car, a commercial van, a PSV taxi, or a motorcycle, we’ve got a package tailored just for you.

🚗 Types of Car Insurance Covers in Kenya

1. Private Car Insurance

Third-Party Cover – From as low as KSh. 4,560 per year.
Comprehensive Cover – Protects your car against accidents, theft, fire, and third-party liabilities. Starts from 3% of vehicle value (around KSh. 25,000 depending on car value).

2. Commercial Vehicle Insurance

Running a business? Secure your pickups, vans, or trucks:

Third-Party from KSh. 5,063.
Comprehensive from KSh. 30,000 upwards depending on use and value.

3. PSV (Public Service Vehicle) Insurance

Whether you operate a taxi, matatu, or ride-hailing car, PSV insurance is a must.

Third-Party only from KSh. 7,574.
Comprehensive PSV insurance available for broader protection.

4. Motorcycle Insurance

For riders and delivery bikes (boda bodas):

Third-Party motorcycle insurance from just KSh. 1,500.
Comprehensive motorcycle cover available.

5. COMESA Yellow Card Insurance

Planning to drive across borders (Uganda, Tanzania, Rwanda, Burundi, DRC, Zambia, etc.)? Add a COMESA Yellow Card to your cover and get seamless protection across multiple African countries.

💡 Why Choose Imana & MyKava for Car Insurance?

Instant Quotes – Compare prices from trusted Kenyan insurers online.
Certificate in 15 Minutes – Buy on WhatsApp and receive your e-certificate fast.
Affordable Pricing – Plans from as low as KSh. 1,500.
Extra Benefits – Road rescue, courtesy car, excess protector, and even terrorism cover.
Trusted & Award-Winning Agency – Recognized as one of East Africa’s leading insurance consultants.

🛡️ Add-On Covers You Shouldn’t Ignore

When choosing car insurance in Kenya, you can enhance your policy with these useful add-ons:

Excess Protector – Avoid paying out-of-pocket during claims.
Courtesy Car – Get a replacement car while yours is being repaired.
Road Rescue Services – Towing and breakdown assistance.
Political Violence & Terrorism Cover – Stay protected even in uncertain times.

📢 How to Buy Car Insurance Online in Kenya

Get a Quote – Contact us via WhatsApp or through our websites.
Compare Options – Choose between third-party and comprehensive cover.
Make Payment – Pay conveniently via M-Pesa.
Receive Certificate – Get your insurance certificate instantly (within 15 minutes).

📞 Get in Touch Today

Stop overpaying for car insurance. Let us help you Compare, Save, and Buy the right cover today.

📲 Call/WhatsApp: 0796 209 402 | 0745 218 460 | 0113 806 810
🌐 Visit: www.imana.co.ke | www.mykava.co.ke

📍 Office: 4th Floor, Krishna Centre, Woodvale Grove, Westlands, Nairobi

Frequently Asked Questions (FAQ)

1. What is the cheapest car insurance in Kenya?
Third-party only (TPO) cover is the cheapest option, starting from KSh. 1,500 for motorcycles and KSh. 4,560 for private cars.

2. Is comprehensive car insurance worth it?
Yes. While it costs more than third-party, it covers your own car against theft, fire, and accidents — saving you huge expenses after a major loss.

3. How long does it take to get a car insurance certificate?
With Imana & MyKava, you can receive your certificate within 15 minutes via WhatsApp.

4. Can I buy car insurance online in Kenya?
Absolutely! You can compare quotes, pay via M-Pesa, and receive your certificate online without visiting an office.

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