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Junior plans offer comprehensive medical coverage for children between 0 and 21 years old, including inpatient and outpatient options. Family plans provide coverage for serious illnesses and offer affordable medical treatment both in Kenya and overseas. Micro-insurance is the lowest level of health insurance, targeting the mass market with competitive premiums and a maximum annual premium of KSh20,400. The article also mentions that appropriate plans are drawn for special groups in society. Health insurance experts can provide guidance on selecting the right plan based on individual needs.

Senior Health Plans are essential for senior citizens who are most vulnerable to diseases, disorders, and chronic pains. Old age is a time when individuals need health insurance the most. Senior citizens’ medical insurance plans make it affordable for them to receive medical treatment, including in-patient and outpatient medical expenses, covering common chronic and critical existing illnesses.

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Private medical schemes and special schemes also exist to manage the health of the elderly, particularly those with identified chronic diseases like tuberculosis and cancer. It is strongly advised to find a good, cost-effective and comprehensive health cover plan for senior citizens to protect them from severe illness and avoid a bleak and uncertain future.


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