• By Raymond Momanyi

Do You Understand What Excess Protector Or Without Excess Protector Means In Your Car Insurance Policy

In the realm of car insurance, an excess protector serves as a valuable shield against financial burdens arising from vehicle damage. It's an optional add-on to your comprehensive car insurance policy that nullifies or significantly reduces the excess amount you're responsible for paying in case of an accident.

Why Excess Protector Matters

When you make a claim under your comprehensive car insurance, you're typically required to pay an excess, a fixed amount that comes out of your pocket before the insurance company steps in. This excess can range from Kshs 20,000 to Kshs 100,000 or more, depending on the value of your car and the terms of your policy.

Without excess protector, you'll have to bear the brunt of these expenses, which can put a strain on your finances. An excess protector, on the other hand, either eliminates the excess entirely or lowers it to a manageable level, providing much-needed relief during a stressful time.

How Excess Protector Works

Let's say you have an excess of Kshs 50,000 and are involved in an accident that causes Kshs 75,000 worth of damage. Without excess protector, you'd be responsible for paying the first Kshs 50,000, leaving you to cover Kshs 25,000 out of pocket.

With excess protector, however, you might be able to avoid paying anything at all. Or, if there's a remaining excess, it'll be significantly lower than the original amount, easing your financial burden.

Benefits of Excess Protector

Peace of mind: Knowing you won't have to shoulder hefty repair costs in case of an accident provides peace of mind and allows you to focus on recovery.

Financial protection: Excess protector safeguards your finances from unexpected expenses, ensuring you don't face a financial setback due to car damage.

Reduced stress: By eliminating or minimizing your excess contribution, excess protector alleviates the stress and worry associated with car insurance claims.

Imana Insurance: Your Excess Protector Partner

At Imana Insurance, we understand the importance of financial protection, especially when it comes to your vehicle. That's why we offer comprehensive car insurance plans with the option of excess protector, empowering you to drive with confidence and peace of mind. #ExcessProtectorKenya #CarInsuranceKenya #FinancialProtection #PeaceOfMindDriving #ImanaInsurance

Visit our website at https://imana.co.ke/ or call us at +254745218460 to learn more about our excess protector solutions.

Excess Protector: Your Shield Against Car Repair Costs