Micro insurance refers to insurance services targeting principally low-income earners, who are excluded from mainstream commercial and social insurance schemes, due to affordability barriers. Generally, micro insurers provide a limited set of benefits to members at low premiums, making them affordable to low-income household. Uniplus by Imana is a provider-driven micro health insurance scheme targeting both individuals and corporate organizations. Anyone between ages 50 and 80 is eligible to join
Family Size
Premium
M + 1
KES 75,000
M + 2
N/A
M + 3
N/A
M + 4
N/A
Scope of Cover
Limits
Outpatient
KES 100,000
Inpatient
KES 1,000,000
Dental
KES 30,000
Optical
KES 30,000
Maternity
N/A
Evacuation
KES 100,000
Covid19
KES 250,000
Last Expense
N/A
Group Life
N/A
Overseas Treatment - Within IP
N/A
Travel Insurance - Within IP (SA and India only)
N/A
Eligibility
50-80
Co-Pay
NO
Application Procedure
Fill data collection form - excel
Provide copies of ID cards for adults
Provide copies of birth certificates for children
Provide passport size photo for each member - both adults and children
Pay premium via Mpesa Paybill 7596117, use main member ID/Passport Number as account number
Submit your application
Imana team will confirm cover and effective date
Members to receive E-cards via email within 7 days