Imana Insurance AgencyImana Insurance Agency
+254 718327912
Krishna Centre Westlands
Imana Insurance AgencyImana Insurance Agency



Micro insurance refers to insurance services targeting principally low-income earners, who are excluded from mainstream commercial and social insurance schemes, due to affordability barriers. Generally, micro insurers provide a limited set of benefits to members at low premiums, making them affordable to low-income household. MiCover by Unitas is a provider-driven micro health insurance scheme targeting both individuals and corporate organizations. Anyone between ages 18 and 70 is eligible to join.

Family SizePremium
M + 3KES 62,000
M + 4KES 71,500
M + 5KES 81,000
M + 6KES 90,500
Scope of CoverLimits
OutpatientKES 150,000
InpatientKES 1,500,000
DentalKES 30,000
OpticalKES 30,000
MaternityKES 100,000
EvacuationKES 200,000
Covid19KES 250,000
Last ExpenseKES 100,000
Group LifeKES 250,000

Application Procedure

Fill data collection form - excel
Provide copies of ID cards for adults
Provide copies of birth certificates for children
Provide passport size photo for each member - both adults and children
Pay premium via Mpesa Paybill 7596117, use main member ID/Passport Number as account number
Submit your application
Imana team will confirm cover and effective date
Members to receive E-cards via email within 7 days