Unimax
Micro insurance refers to insurance services targeting principally low-income earners, who are excluded from mainstream commercial and social insurance schemes, due to affordability barriers. Generally, micro insurers provide a limited set of benefits to members at low premiums, making them affordable to low-income household. MiCover by Unitas is a provider-driven micro health insurance scheme targeting both individuals and corporate organizations. Anyone between ages 18 and 70 is eligible to join.
| Family Size | Premium |
|---|---|
| M + 3 | KES 62,000 |
| M + 4 | KES 71,500 |
| M + 5 | KES 81,000 |
| M + 6 | KES 90,500 |
| Scope of Cover | Limits |
| Outpatient | KES 150,000 |
| Inpatient | KES 1,500,000 |
| Dental | KES 30,000 |
| Optical | KES 30,000 |
| Maternity | KES 100,000 |
| Evacuation | KES 200,000 |
| Covid19 | KES 250,000 |
| Last Expense | KES 100,000 |
| Group Life | KES 250,000 |
| Eligibility | 18-65 |
| Co-Pay | No |