Imana Insurance AgencyImana Insurance Agency
+254 718327912
Krishna Centre Westlands
Imana Insurance AgencyImana Insurance Agency

Business Insurance


We at Imana Insurance Kenya understand that your business needs to be protected in case of any type of loss. We offer SME insurance packages specifically designed to suit small to medium sized businesses and/ or office operations.

The purpose of this insurance is to help protect your business from these risks. Business insurance helps protect your business’ financial assets, intellectual and physical property from:

  • Lawsuits
  • Property damage
  • Theft
  • Vandalism
  • Loss of income
  • Employee injuries and illnesses
Why trust us with your business insurance packages?
  • We get the best insurance company for the right risk at best premiums.
  • We provide one proposal form, one premium and policy document with one renewal date for fast processing of your insurance claim.
  • We fast track your insurance claims.
  • The insurance option is administered easily so that you can concentrate on your core business
  • We manage your risk portfolio with no extra charge.
  • You get discounted insurance premiums if all sections are covered.
  • We makesure you’re comprehensively covered by giving the best insurance advice.
  • We allocated you a dedicated insurance relationship officer.
Here are some of the SME business insurances
  • Work injury benefit act (WIBA)
    If an employee is accidentally injured while working you will be required by law to compensate him or her; WIBA covers you against such liability.
  • Fire and peril insurance
    This is what some call property insurance. It covers your business’s physical assets like the premises of business e.g. office and warehouse, the vehicle, equipment and furniture and fittings. It cover damages caused by fire, floods, typhoons, earthquakes, lightning, terrorism and riots and strikes to asset necessary for revenue generation.
  • Consequential loss
    You can insure your business from loss of profit? This covers your business from loss of profit due to business interruption as result of causes under the fire and peril policy.
  • Burglary insurance
    This policy will compensate for losses or damage to property contained in your business premises due to act or attempt of burglary or robbery.
  • All risk insurance
    This cover will protect your valued movable equipment like cameras, laptops, desktops, phones from theft, loss or ​ accidental damage and incidents of natural perils such as earthquake, fire floods etc.
  • Product liability
    Restaurant and food outlets and the organic cosmetic manufacturer are some of the small businesses that will benefit from this insurance. You will not want a legal claim to bring down your business built out of passion. Product insurance will help protect your business against claims of personal injury or damage caused by your products.
  • Professional indemnity
    Most professionals offer specialized services and make up a good number of the small and medium sized enterprises. They range from doctors, architects, engineers, accountants or even IT specialist, Due to the technical nature of their jobs there is a risk of error and omission during performance of service which makes your customer incur some financial loss. This could lead to lawsuit by a client alleging breach of duty or negligence. This cover will protect you from this claim. It will cover the legal fees and compensation in case the client wins the case against you. Imana Insurance offers the best tailor-made product for the small and medium sized enterprises.