Micover
Micro insurance refers to insurance services targeting principally low-income earners, who are excluded from mainstream commercial and social insurance schemes, due to affordability barriers. Generally, micro insurers provide a limited set of benefits to members at low premiums, making them affordable to low-income household. MiCover by Imana is a provider-driven micro health insurance scheme targeting both individuals and corporate organizations. Anyone between ages 18 and 70 is eligible to join
| Family Size | Premium |
|---|---|
| M + 3 | KES 24,000 |
| M + 4 | KES 27,000 |
| M + 5 | KES 30,000 |
| M + 6 | KES 33,500 |
| Scope of Cover | Limits |
| Outpatient | KES 75,000 |
| Inpatient | KES 650,000 |
| Dental | KES 10,000 |
| Optical | KES 10,000 |
| Maternity | KES 100,000 |
| Evacuation | N/A |
| Covid19 | N/A |
| Last Expense | N/A |
| Group Life | N/A |
| Overseas Treatment - Within IP | N/A |
| Travel Insurance - Within IP (SA and India only) | N/A |
| Eligibility | 18-70 |
| Co-Pay | NO |