Micro insurance refers to insurance services targeting principally low-income earners, who are excluded from mainstream commercial and social insurance schemes, due to affordability barriers. Generally, micro insurers provide a limited set of benefits to members at low premiums, making them affordable to low-income household. MiCover by Imana is a provider-driven micro health insurance scheme targeting both individuals and corporate organizations. Anyone between ages 18 and 70 is eligible to join
Family Size
Premium
M + 3
KES 24,000
M + 4
KES 27,000
M + 5
KES 30,000
M + 6
KES 33,500
Scope of Cover
Limits
Outpatient
KES 75,000
Inpatient
KES 650,000
Dental
KES 10,000
Optical
KES 10,000
Maternity
KES 100,000
Evacuation
N/A
Covid19
N/A
Last Expense
N/A
Group Life
N/A
Overseas Treatment - Within IP
N/A
Travel Insurance - Within IP (SA and India only)
N/A
Eligibility
18-70
Co-Pay
NO
Application Procedure
Fill data collection form - excel
Provide copies of ID cards for adults
Provide copies of birth certificates for children
Provide passport size photo for each member - both adults and children
Pay premium via Mpesa Paybill 7596117, use main member ID/Passport Number as account number
Submit your application
Imana team will confirm cover and effective date
Members to receive E-cards via email within 7 days